Andrew is a successful serial Global Fintech , Crypto & Sustainable Finance Entreprenuer & investor having co-founded and run leading FinTechs , Global Bank Consortium platforms and been an early investor in Crypto/market infrastructure unicorns and Sustainable Finance/Carbon Credits platforms.
He is passionate about being a key contributor in the new wave of Web3.0 Financial services and Transition Finance/Net Zero initatives.
Company
Klickl is the premier Web3 open finance platform in the Middle East, anchored in providing the Web3 sector with professional banking and digital payment solutions as a foundational infrastructure bank. Established in Abu Dhabi and backed by the support of the UAE government and regulators, it operates within compliance of virtual asset financial businesses with its FSRA-regulated custody and brokerage firm licenses. Additionally, it has received central bank approval for customer fund account qualifications.
Klickl is the world's first institution to introduce a "customer-centric, destination agnostic" risk module model, fundamentally addressing the unbanked challenge faced across the entire crypto industry. Through its own crypto infrastructure, global settlement systems, and a network of traditional banking partners, it offers ecosystem participants a one-stop account, custody wallets, payments, settlements, on/off ramps, and trading services in a distributed regulatory compliance environment. This facilitates the entry of future 1 billion traffic into Web3.
The Klickl board of directors consists of entrepreneurs, investors, financial experts, and technical giants, with a combined experience of over 100 years, each having established a strong track record throughout their careers. The team is dedicated to building a world-leading crypto ecosystem that caters comprehensively to the crypto needs of both global individual users and corporate clients。
Klickl's vision is to seamlessly link the digital economy and traditional finance by establishing a global stablecoin ecosystem within a compliant framework to convey the value of future finance.
Klickl is the world's first institution to introduce a "customer-centric, destination agnostic" risk module model, fundamentally addressing the unbanked challenge faced across the entire crypto industry. Through its own crypto infrastructure, global settlement systems, and a network of traditional banking partners, it offers ecosystem participants a one-stop account, custody wallets, payments, settlements, on/off ramps, and trading services in a distributed regulatory compliance environment. This facilitates the entry of future 1 billion traffic into Web3.
The Klickl board of directors consists of entrepreneurs, investors, financial experts, and technical giants, with a combined experience of over 100 years, each having established a strong track record throughout their careers. The team is dedicated to building a world-leading crypto ecosystem that caters comprehensively to the crypto needs of both global individual users and corporate clients。
Klickl's vision is to seamlessly link the digital economy and traditional finance by establishing a global stablecoin ecosystem within a compliant framework to convey the value of future finance.
TeamLeading Crypto Native Management Team
Andrew AuChief Commercial Officer
Michael ZhaoFounder/CEO/Board Member
Serial fintech and cryptocurrency entrepreneur who founded digital asset exchange Klickl and cryptocurrency payment processing engine KlicklPay; served for the past five years as CEO of Crypto 1 Acquisition Corp, a digital asset-focused SPAC, Nasdaq: DAOO )’s founder and CEO positions;
Former regulator at the central bank of China and Co-Chairman of Hong Kong Blockchain Association. Collaborating directly with states and national governments on blockchain initiatives.
Derivatives trading and risk management roles in UBS Investment Bank (USA / Singapore), China Merchants Bank (China), State Administration of Foreign Exchange (China), and Intesa Sanpaolo (Hong Kong).
Global experience running flow trading business and managing portfolio risk across multi-asset classes in emerging markets. Chief Dealer for multiple global coordinated central bank market interventions during the 2008 credit crunch.
KevinCTO
More than 20 years of software architecture research and development and team management experience in the Internet finance industry, focusing on in-depth research in finance, blockchain, big data, Internet of Things and other technical fields, once led a number of medium and large Internet finance projects. conducted research on blockchain virtual currency exchange, and successfully launched more than ten blockchain related applications and allied exchange products.
Ben HuangPresident (International Business)
A serial entrepreneur who has served as top executives or as an entrepreneur in various industries for more than 20 years, involving industries including education, closed-door equity companies, blockchain technology companies and the NFT Web 3.0 space.
In a constant evolution, being a technology evangelist, he has taken the knowledge acquired thru years of both his corporate and entrepreneur history and applied them into building long term, sustainable business ecosystems in the new tech space such as blockchain and Web 3.0.
Wael MuhaisenDirector of Operations: MENA Region
Wael has over 20 years of experience in financial markets in UAE and International markets, handled managerial positions in several financial institutions such as ENBD, Al Ansari Brokerage, Global for shares and bonds.
He got very familiar and experienced in Brokerage trading and Risk management . He has a BA degree in Banking and Finance from Amman University.
George VargheseDirector of Partnerships
Over 15+ years of enterprise grade software technology consulting background covering areas of governance ,risk ,compliance ,internal audits ,blockchain analytics and know your business/ transaction solutions in the web2 and web3 space.
George has also been leading various partner ecosystem development roles while he was serving various MNCs while in Singapore , Australia ,Middle East and through his solution consulting skills been provisioning technology platforms to bring in operational efficiency and effectiveness for large financial institutions ,governments and regulators in Asia.
VivianCOO
More than 10 years of management experience in well-known enterprises, served as the department head of listed real estate company, the assistant general manager and human resources director of Internet fintech company.
Experienced COO focusing on human resources management, corporate operations, corporate strategic planning.
Tunde OlayinkaChief Compliance Officer
Tunde Olayinka is a serial Global Chief Compliance Officer and MLRO with several decades of experience in core banking, regulatory compliance and financial crime control, payments services and compliance consulting across various financial institution groups ranging from Authorised Payment Institutions, E Money Institutions and Challenger Banks in UK, Europe, Asia and African markets. A law expert with various law degrees as well as a Professional Postgraduate Diploma in Financial Crime Compliance from the International Compliance Association (ICA). A Fellow of the ICA.
Andrew AuChief Commercial Officer
Andrew is a successful serial Global Fintech , Crypto & Sustainable Finance Entreprenuer & investor having co-founded and run leading FinTechs , Global Bank Consortium platforms and been an early investor in Crypto/market infrastructure unicorns and Sustainable Finance/Carbon Credits platforms.
He is passionate about being a key contributor in the new wave of Web3.0 Financial services and Transition Finance/Net Zero initatives.
Michael ZhaoFounder/CEO/Board Member
Serial fintech and cryptocurrency entrepreneur who founded digital asset exchange Klickl and cryptocurrency payment processing engine KlicklPay; served for the past five years as CEO of Crypto 1 Acquisition Corp, a digital asset-focused SPAC, Nasdaq: DAOO )’s founder and CEO positions;
Former regulator at the central bank of China and Co-Chairman of Hong Kong Blockchain Association. Collaborating directly with states and national governments on blockchain initiatives.
Derivatives trading and risk management roles in UBS Investment Bank (USA / Singapore), China Merchants Bank (China), State Administration of Foreign Exchange (China), and Intesa Sanpaolo (Hong Kong).
Global experience running flow trading business and managing portfolio risk across multi-asset classes in emerging markets. Chief Dealer for multiple global coordinated central bank market interventions during the 2008 credit crunch.
Michael ZhaoFounder/CEO/Board Member
KevinCTO
Ben HuangPresident (International Business)
Wael MuhaisenDirector of Operations: MENA Region
George VargheseDirector of Partnerships
VivianCOO
Tunde OlayinkaChief Compliance Officer
Andrew AuChief Commercial Officer